Requirements: English
Company: Qatar National Bank (QNB)
Region: Paris, Frana
About QNBQNB Group, the biggest bank in Qatar, and a leading financial institution in the Middle East and Africa, is looking to hire a Credit Officer Administration, to meet the requirements of the expansion of its office in QNB France//Paris.QNB Group''s presence through its subsidiaries and associate companies now extends to more than 30 countries across 3 continents, providing a comprehensive range of products and services. The total number of staff is more than 28,000 operating from over 1200 locations.**Role Description**:Perform activities within the assigned Credit Risk Strategy that reflects the QNB''s tolerance for risk and the level of profitability the QNB expects to achieve for incurring various credit risks.Use standardized process for evaluating credit proposals ensuring that all approved credits are within QNB''s Credit Risk Strategy.Coordinate with QNB Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators, if any.Build and maintain strong and effective relationship with the all other related departments and units to achieve the QNB''s goals/ objectives.Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required.Adhere to the Turnaround Times (TAT) specified in the SLAsPerform credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.Coordinate with Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.Assist in the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.Support the Senior Officer Credit Administration and Credit Analysts in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.Coordinate activities with business units to ensure the timely processing of customer credit requests within established TATs.Maintain utmost confidentiality in regards to customer information gathered in the credit assessment process.All other ad hoc duties and/or activities related to QNB that management may request of the employee from time to time**Experience**:You need to Possess an understanding of business processes and controls in all related credit/ operational areas.Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operationsExcellent oral and written communication skills in English and Arabic (preferred).Good quantitative modelling, analytical, and research skills.Proficiency in risk concepts, banking products/ operations/ systems, pertinent regulatory requirements, International Accounting Standards and related pronouncements.Knowledge of financial markets and products.Good understanding of credit risk methodologies (KMV, Credit Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling highly desirable.Self-motivated, eye for detail.**Note: you will be required to attach the following**:1. Resume / CV