Requirements: English, German
Company: BP Energy
Region: Budapest , Budapest
Entity:
Finance
Job Family Group:
Finance Group
Job Description:
As a leading global energy company, we provide heat, light and mobility to customers worldwide. Across the bp landscape, were home to a range of brands across many areas of our industry.Were investing in todays energy system and helping build out tomorrows.So while were still in oil and gas, over the next decade well become a different kind of energy company. Were decarbonizing and diversifying our business, fundamentally transforming what we do so we can reach net zero by 2050 or sooner. We also have a strong mission to help the whole world reach net zero too working across our industry to improve peoples lives.
It''s an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), youll be fully connected into the world of bp. Youll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the world. And it starts with you. Theres a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, were with you.
Would you like to discover how our diverse, hardworking people are leading the way in making energy cleaner and better and how you can play your part in our world-class team?
Join our Team and advance your career as a
Senior Credit Analyst- German Speaking
In this role You will (be):
Perform regular and event driven credit assessments of the customers based on the Credit Policy and Delegation of Authority by:
- analyze as the part of the credit assessment the financial information data of the customer (balance sheet, profit and loss, agency reports etc.), soft facts of the customer
- make the right and timely conclusion and decision (risk rating, credit limit)
- define the overall need and type of securities for individual customers.
- manage right handling for these securities.
- coordinate with sales, customer and / or banks details on securities requested.
- prepare high quality assessments above the own Delegation of Authority for further approval.
- take decision to block / unblock customers from delivery.
- continuous monitoring customers'' portfolio regarding alerts
- be able to identify key, strategic or high-risk business customers and issues and take actions together with the relevant partners.
Exposure Management and Monitoring by
- monitoring of exposure regarding credit limit and overdue
- investigate and analyze portfolio trends, assess root causes, and make suggestions on risk mitigations and improvements.
- provide and receive information on shared customers by coordinating regular meetings and audios.
Understand the business and drive execution by
- support sales to find ways of working even with problematic customers.
- keep close contact to sales by attending and/or organizing regular meetings on credit matters.
- be a business partner to balance the risk and enable the business.
Credit Insurance perform related processes for the relevant customers.
- Define the overall need of credit insurance.
- align with the regional Credit Manager
What You will need to be successful:
- University Degree or equivalent experience in Economics or Finance field is preferred.
- Broad credit analysis knowledge
- Credit management background gained in banking, financial services, or a blue-chip credit environment
- Fluent English and German language knowledge
- 5+ yearsof Cash Collection, Credit Management, or similarfinance experiencein an international environment
- SAP and SalesForce knowledge is an advantage
- Ability to deal with complex situations while maintaining the right balance of customer and business focus.
- Ability to produce high-quality assessments within tight deadlines.
- Great communication and interpersonal skills
- Able to deal with complex situations while maintaining the right balance of customer and business focus.
- See opportunities for continuous improvement within GBS Fuels Credit team and driving the implementation of these changes.
At bp, we provide