Requirements: English
Company: RiverBank S.A.
Region: Schiphol , North Holland
RiverBanks mission is to be the digital bank that makes financing to SMEs and Real Estate professionals easy.
From our offices in Amsterdam, Paris, Spain and head-office in Luxemburg, we act as a niche lending specialist.Our core focus is to grant loans to Small and Medium Enterprises and Real Estate Investors in Europe using a fast, flexible and reliable IT platform.
RiverBank operates under a full and universal European Banking License delivering a one-stop shop approach in the entire EU.
RiverBank will offer an entrepreneurial environment within the regulatory banking framework - a place for people to learn, to achieve and grow. RiverBanks credit department selects, analyses and structures loans brought in through our network of distribution partners (e.g. private equity firms, banks, advisory companies and accountants). Whether youre interested in fintech, financing SME, B2B distribution or working for a high growth firm, RiverBank is the place to be.
The Investment manager is responsible for the risk assessment of the credit product including credit analysis, structuring, financial modelling, industry research and negotiation of credit documentation. The Investment Manager is also responsible for ongoing maintenance of new and existing customers. The aim of the team is to build a strong performing portfolio of senior and subordinated loans to SME companies in the Netherlands.
Perform in-depth financial modelling, analyse due diligence reports and evaluate valuations to support lending decisions.
Structure senior and subordinated loans, ensuring alignment with the banks risk appetite and credit policies.
Support the banks fintech initiatives by contributing to credit risk-related IT systems and workflow improvements.
Masters degree in Finance, Economics, Business Administration or related disciplines
Proven experience in a similar role at a bank, private equity or debt fund
Strong financial analysis skills, including cash flow analysis, projections, and financial modelling
Fluency in Dutch and English