Requirements: English
Company: American Express
Region: Milan , Lombardy
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues committed to supporting our customers, communities, and each other. Here, you''ll learn and grow as we help you create a career journey that''s unique and meaningful to you, with benefits, programs, and flexibility that support you personally and professionally.At American Express, you''ll be recognized for your contributions, leadership, and impact. Every colleague has the opportunity to share in the company''s success. Together, we''ll win as a team, striving to uphold our company values and our powerful backing promise to deliver the world''s best customer experience every day. We do this with the utmost integrity, in an environment where everyone is seen, heard, and feels like they belong.Join Team Amex, and let''s lead the way together.How will you make an impact in this roleYou will join a team responsible for supporting and collaborating on the definition of credit strategies and models, credit risk monitoring, and governance for the acquisition of individuals and small companies.Thanks to your strong analytical mindset and data manipulation skills, you will work on projects to implement automated monitoring systems and identify opportunities for growth. You will collaborate with the CFR International Centre of Excellence teams to define and implement best-in-class modeling solutions and strategies dedicated to acquiring individuals and small companies.In particular, your activities will include:Credit Risk Data and Processes: Identify new and innovative data points and sources to enhance our models and strategies, support the integration of new data into our systems, and identify opportunities for process efficiencies and workflow or process redesign.Credit Risk Analysis: Analyze, assess, and quantify the impact and probability of various risk scenarios, and determine the most appropriate actions.Insights and Reporting: Develop, create, and maintain credit risk reports, interpret complex patterns and trends, and translate insights into actionable recommendations.Computer Skills: Support business processes with a comprehensive understanding and effective use of SQL, Python, and automation tools like PowerBI.Credit Risk Management: Monitor risk parameters, identify deviations, and report them to senior colleagues.Compliance Management: Work with guidance to ensure full compliance with applicable policies and regulations.Analyze Alternatives and Recommend Solutions: Develop an understanding of customer journeys, data systems, processes, and retrieval methods to develop solutions.Minimum QualificationsAt least 4 years of relevant experience in Credit Risk Modelling, Consulting, Data, and Analytics.Experience with automated reporting models and analytical systems.Strong analytical skills with proficiency in SQL, Python, and automation tools like PowerBI.Understanding of Credit Risk Modeling, preferably including Machine Learning.Ability to work collaboratively and a strong willingness to learn.Proficiency in English and Italian.Knowledge of Credit Bureau data is a plus.We support our colleagues with benefits and programs that promote holistic wellbeing, including physical, financial, and mental health support throughout life stages. Benefits include:Financial wellbeing and retirement supportComprehensive medical, dental, vision, life insurance, and disability benefits (location-dependent)Flexible hybrid work arrangementsPaid parental leave (location-dependent)Access to wellness centers and counseling services (location-dependent)Career development and training opportunitiesEmployment is contingent upon successful background verification, in accordance with applicable laws.Key SkillsISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis SkillsEmployment Type: Full-TimeExperience: YearsVacancy: 1#J-18808-Ljbffr